LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,784
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,208
−HK$1,447/mo
Today · 4.125%
HK$48,655
baseline
▲ 0.50% · 4.625%
HK$51,616
+HK$2,961/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,310/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,935
−HK$2,751/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,385/mo
Today · 4.125%
HK$53,686
baseline
▲ 0.50% · 4.625%
HK$56,516
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,372/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,941
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,650
−HK$1,736/mo
Today · 4.125%
HK$58,386
baseline
▲ 0.50% · 4.625%
HK$61,939
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,772/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,122
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,663/mo
Today · 4.125%
HK$64,424
baseline
▲ 0.50% · 4.625%
HK$67,820
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,848/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,098
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,092
−HK$2,026/mo
Today · 4.125%
HK$68,118
baseline
▲ 0.50% · 4.625%
HK$72,262
+HK$4,144/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,236/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,308
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,221
−HK$1,940/mo
Today · 4.125%
HK$75,161
baseline
▲ 0.50% · 4.625%
HK$79,123
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,322/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,412
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,975
−HK$2,605/mo
Today · 4.125%
HK$87,580
baseline
▲ 0.50% · 4.625%
HK$92,909
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,160/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,682
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,141
−HK$2,495/mo
Today · 4.125%
HK$96,636
baseline
▲ 0.50% · 4.625%
HK$101,729
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,272/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,859 · Scale 2, in force from 26 Feb 2026)