LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,785
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,209
−HK$1,447/mo
Today · 4.125%
HK$48,656
baseline
▲ 0.50% · 4.625%
HK$51,616
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,312/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,935
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,301
−HK$1,386/mo
Today · 4.125%
HK$53,687
baseline
▲ 0.50% · 4.625%
HK$56,517
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,374/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,942
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,651
−HK$1,736/mo
Today · 4.125%
HK$58,387
baseline
▲ 0.50% · 4.625%
HK$61,940
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,774/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,122
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,761
−HK$1,663/mo
Today · 4.125%
HK$64,424
baseline
▲ 0.50% · 4.625%
HK$67,820
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,848/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,099
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,092
−HK$2,026/mo
Today · 4.125%
HK$68,118
baseline
▲ 0.50% · 4.625%
HK$72,263
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,236/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,309
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,222
−HK$1,940/mo
Today · 4.125%
HK$75,162
baseline
▲ 0.50% · 4.625%
HK$79,124
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,324/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,413
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,976
−HK$2,605/mo
Today · 4.125%
HK$87,581
baseline
▲ 0.50% · 4.625%
HK$92,910
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,162/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,683
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,142
−HK$2,495/mo
Today · 4.125%
HK$96,637
baseline
▲ 0.50% · 4.625%
HK$101,730
+HK$5,093/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,274/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,878 · Scale 2, in force from 26 Feb 2026)