LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,785
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,210
−HK$1,447/mo
Today · 4.125%
HK$48,657
baseline
▲ 0.50% · 4.625%
HK$51,617
+HK$2,960/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,314/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,936
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,302
−HK$1,386/mo
Today · 4.125%
HK$53,688
baseline
▲ 0.50% · 4.625%
HK$56,518
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,376/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,943
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,652
−HK$1,736/mo
Today · 4.125%
HK$58,388
baseline
▲ 0.50% · 4.625%
HK$61,941
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,776/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,123
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$62,762
−HK$1,663/mo
Today · 4.125%
HK$64,425
baseline
▲ 0.50% · 4.625%
HK$67,821
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,850/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,100
−HK$4,019/mo
▼ 0.25% · 3.875%
HK$66,094
−HK$2,025/mo
Today · 4.125%
HK$68,119
baseline
▲ 0.50% · 4.625%
HK$72,264
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,238/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,310
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,223
−HK$1,940/mo
Today · 4.125%
HK$75,163
baseline
▲ 0.50% · 4.625%
HK$79,125
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,326/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,414
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,977
−HK$2,605/mo
Today · 4.125%
HK$87,582
baseline
▲ 0.50% · 4.625%
HK$92,911
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,164/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,685
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,144
−HK$2,494/mo
Today · 4.125%
HK$96,638
baseline
▲ 0.50% · 4.625%
HK$101,732
+HK$5,094/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,276/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,910 · Scale 2, in force from 26 Feb 2026)