LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,787
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,211
−HK$1,447/mo
Today · 4.125%
HK$48,658
baseline
▲ 0.50% · 4.625%
HK$51,619
+HK$2,961/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,316/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,938
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,304
−HK$1,386/mo
Today · 4.125%
HK$53,690
baseline
▲ 0.50% · 4.625%
HK$56,520
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,380/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,945
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$56,654
−HK$1,736/mo
Today · 4.125%
HK$58,390
baseline
▲ 0.50% · 4.625%
HK$61,943
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,780/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,125
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,765
−HK$1,663/mo
Today · 4.125%
HK$64,428
baseline
▲ 0.50% · 4.625%
HK$67,824
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,856/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,102
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,096
−HK$2,026/mo
Today · 4.125%
HK$68,122
baseline
▲ 0.50% · 4.625%
HK$72,267
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,244/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,313
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,225
−HK$1,941/mo
Today · 4.125%
HK$75,166
baseline
▲ 0.50% · 4.625%
HK$79,128
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,332/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,417
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,980
−HK$2,605/mo
Today · 4.125%
HK$87,585
baseline
▲ 0.50% · 4.625%
HK$92,914
+HK$5,329/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,170/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,688
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,147
−HK$2,495/mo
Today · 4.125%
HK$96,642
baseline
▲ 0.50% · 4.625%
HK$101,736
+HK$5,094/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,284/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$757,982 · Scale 2, in force from 26 Feb 2026)