LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,788
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,212
−HK$1,447/mo
Today · 4.125%
HK$48,659
baseline
▲ 0.50% · 4.625%
HK$51,620
+HK$2,961/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,318/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,938
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,305
−HK$1,386/mo
Today · 4.125%
HK$53,691
baseline
▲ 0.50% · 4.625%
HK$56,521
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,382/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,945
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,654
−HK$1,737/mo
Today · 4.125%
HK$58,391
baseline
▲ 0.50% · 4.625%
HK$61,944
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,782/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,126
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,766
−HK$1,663/mo
Today · 4.125%
HK$64,429
baseline
▲ 0.50% · 4.625%
HK$67,825
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,858/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,103
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,097
−HK$2,026/mo
Today · 4.125%
HK$68,123
baseline
▲ 0.50% · 4.625%
HK$72,268
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,246/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,314
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,226
−HK$1,941/mo
Today · 4.125%
HK$75,167
baseline
▲ 0.50% · 4.625%
HK$79,129
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,334/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,418
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,982
−HK$2,604/mo
Today · 4.125%
HK$87,586
baseline
▲ 0.50% · 4.625%
HK$92,916
+HK$5,330/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,172/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,689
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,148
−HK$2,495/mo
Today · 4.125%
HK$96,643
baseline
▲ 0.50% · 4.625%
HK$101,737
+HK$5,094/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,286/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,012 · Scale 2, in force from 26 Feb 2026)