LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,790
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,214
−HK$1,447/mo
Today · 4.125%
HK$48,661
baseline
▲ 0.50% · 4.625%
HK$51,622
+HK$2,961/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,322/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,941
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,307
−HK$1,386/mo
Today · 4.125%
HK$53,693
baseline
▲ 0.50% · 4.625%
HK$56,523
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,386/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,948
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,657
−HK$1,737/mo
Today · 4.125%
HK$58,394
baseline
▲ 0.50% · 4.625%
HK$61,947
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,788/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,129
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,768
−HK$1,664/mo
Today · 4.125%
HK$64,432
baseline
▲ 0.50% · 4.625%
HK$67,828
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,864/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,106
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,100
−HK$2,026/mo
Today · 4.125%
HK$68,126
baseline
▲ 0.50% · 4.625%
HK$72,271
+HK$4,145/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,252/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,317
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,230
−HK$1,940/mo
Today · 4.125%
HK$75,170
baseline
▲ 0.50% · 4.625%
HK$79,133
+HK$3,963/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,340/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,422
−HK$5,168/mo
▼ 0.25% · 3.875%
HK$84,986
−HK$2,604/mo
Today · 4.125%
HK$87,590
baseline
▲ 0.50% · 4.625%
HK$92,920
+HK$5,330/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,180/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,694
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$94,153
−HK$2,494/mo
Today · 4.125%
HK$96,647
baseline
▲ 0.50% · 4.625%
HK$101,742
+HK$5,095/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,294/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,105 · Scale 2, in force from 26 Feb 2026)