LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,792
−HK$2,871/mo
▼ 0.25% · 3.875%
HK$47,216
−HK$1,447/mo
Today · 4.125%
HK$48,663
baseline
▲ 0.50% · 4.625%
HK$51,624
+HK$2,961/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,326/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,943
−HK$2,752/mo
▼ 0.25% · 3.875%
HK$52,309
−HK$1,386/mo
Today · 4.125%
HK$53,695
baseline
▲ 0.50% · 4.625%
HK$56,525
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,390/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,950
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,659
−HK$1,737/mo
Today · 4.125%
HK$58,396
baseline
▲ 0.50% · 4.625%
HK$61,949
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,792/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,131
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,771
−HK$1,663/mo
Today · 4.125%
HK$64,434
baseline
▲ 0.50% · 4.625%
HK$67,830
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,868/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,108
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,102
−HK$2,026/mo
Today · 4.125%
HK$68,128
baseline
▲ 0.50% · 4.625%
HK$72,274
+HK$4,146/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,256/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,320
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,233
−HK$1,940/mo
Today · 4.125%
HK$75,173
baseline
▲ 0.50% · 4.625%
HK$79,135
+HK$3,962/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,346/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,425
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,989
−HK$2,605/mo
Today · 4.125%
HK$87,594
baseline
▲ 0.50% · 4.625%
HK$92,924
+HK$5,330/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,188/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,697
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,156
−HK$2,495/mo
Today · 4.125%
HK$96,651
baseline
▲ 0.50% · 4.625%
HK$101,746
+HK$5,095/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,302/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,178 · Scale 2, in force from 26 Feb 2026)