LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,792
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,217
−HK$1,447/mo
Today · 4.125%
HK$48,664
baseline
▲ 0.50% · 4.625%
HK$51,625
+HK$2,961/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,328/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,943
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,310
−HK$1,386/mo
Today · 4.125%
HK$53,696
baseline
▲ 0.50% · 4.625%
HK$56,526
+HK$2,830/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,392/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,951
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,660
−HK$1,737/mo
Today · 4.125%
HK$58,397
baseline
▲ 0.50% · 4.625%
HK$61,950
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,794/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,132
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,772
−HK$1,663/mo
Today · 4.125%
HK$64,435
baseline
▲ 0.50% · 4.625%
HK$67,831
+HK$3,396/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,870/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,109
−HK$4,020/mo
▼ 0.25% · 3.875%
HK$66,103
−HK$2,026/mo
Today · 4.125%
HK$68,129
baseline
▲ 0.50% · 4.625%
HK$72,275
+HK$4,146/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$136,258/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,321
−HK$3,853/mo
▼ 0.25% · 3.875%
HK$73,234
−HK$1,940/mo
Today · 4.125%
HK$75,174
baseline
▲ 0.50% · 4.625%
HK$79,137
+HK$3,963/mo
Deposit HK$6.02M · loan HK$14.06M · min. income ≈ HK$150,348/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,426
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$84,990
−HK$2,605/mo
Today · 4.125%
HK$87,595
baseline
▲ 0.50% · 4.625%
HK$92,925
+HK$5,330/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$175,190/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,698
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$94,157
−HK$2,495/mo
Today · 4.125%
HK$96,652
baseline
▲ 0.50% · 4.625%
HK$101,747
+HK$5,095/mo
Deposit HK$2.01M · loan HK$18.07M · min. income ≈ HK$193,304/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,207 · Scale 2, in force from 26 Feb 2026)