LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,799
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,224
−HK$1,447/mo
Today · 4.125%
HK$48,671
baseline
▲ 0.50% · 4.625%
HK$51,633
+HK$2,962/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,342/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,951
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,318
−HK$1,386/mo
Today · 4.125%
HK$53,704
baseline
▲ 0.50% · 4.625%
HK$56,535
+HK$2,831/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,408/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,959
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,669
−HK$1,737/mo
Today · 4.125%
HK$58,406
baseline
▲ 0.50% · 4.625%
HK$61,959
+HK$3,553/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,812/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,142
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,781
−HK$1,664/mo
Today · 4.125%
HK$64,445
baseline
▲ 0.50% · 4.625%
HK$67,842
+HK$3,397/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,890/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,119
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,113
−HK$2,027/mo
Today · 4.125%
HK$68,140
baseline
▲ 0.50% · 4.625%
HK$72,286
+HK$4,146/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,280/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,332
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,245
−HK$1,941/mo
Today · 4.125%
HK$75,186
baseline
▲ 0.50% · 4.625%
HK$79,149
+HK$3,963/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,372/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,439
−HK$5,169/mo
▼ 0.25% · 3.875%
HK$85,003
−HK$2,605/mo
Today · 4.125%
HK$87,608
baseline
▲ 0.50% · 4.625%
HK$92,939
+HK$5,331/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,216/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,712
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,172
−HK$2,495/mo
Today · 4.125%
HK$96,667
baseline
▲ 0.50% · 4.625%
HK$101,763
+HK$5,096/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,334/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,515 · Scale 2, in force from 26 Feb 2026)