LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,801
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,226
−HK$1,447/mo
Today · 4.125%
HK$48,673
baseline
▲ 0.50% · 4.625%
HK$51,635
+HK$2,962/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,346/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,953
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,320
−HK$1,386/mo
Today · 4.125%
HK$53,706
baseline
▲ 0.50% · 4.625%
HK$56,537
+HK$2,831/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,412/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,962
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$56,671
−HK$1,737/mo
Today · 4.125%
HK$58,408
baseline
▲ 0.50% · 4.625%
HK$61,962
+HK$3,554/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,816/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,144
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,784
−HK$1,664/mo
Today · 4.125%
HK$64,448
baseline
▲ 0.50% · 4.625%
HK$67,845
+HK$3,397/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,896/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,122
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,116
−HK$2,027/mo
Today · 4.125%
HK$68,143
baseline
▲ 0.50% · 4.625%
HK$72,289
+HK$4,146/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,286/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,335
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,248
−HK$1,941/mo
Today · 4.125%
HK$75,189
baseline
▲ 0.50% · 4.625%
HK$79,152
+HK$3,963/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,378/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,442
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,007
−HK$2,605/mo
Today · 4.125%
HK$87,612
baseline
▲ 0.50% · 4.625%
HK$92,943
+HK$5,331/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,224/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,716
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,176
−HK$2,495/mo
Today · 4.125%
HK$96,671
baseline
▲ 0.50% · 4.625%
HK$101,767
+HK$5,096/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,342/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,603 · Scale 2, in force from 26 Feb 2026)