LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,802
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,227
−HK$1,447/mo
Today · 4.125%
HK$48,674
baseline
▲ 0.50% · 4.625%
HK$51,636
+HK$2,962/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,348/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,954
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,321
−HK$1,386/mo
Today · 4.125%
HK$53,707
baseline
▲ 0.50% · 4.625%
HK$56,538
+HK$2,831/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,414/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,962
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,672
−HK$1,737/mo
Today · 4.125%
HK$58,409
baseline
▲ 0.50% · 4.625%
HK$61,963
+HK$3,554/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,818/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,145
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,785
−HK$1,664/mo
Today · 4.125%
HK$64,449
baseline
▲ 0.50% · 4.625%
HK$67,846
+HK$3,397/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,898/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,123
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,117
−HK$2,027/mo
Today · 4.125%
HK$68,144
baseline
▲ 0.50% · 4.625%
HK$72,290
+HK$4,146/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,288/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,336
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,249
−HK$1,941/mo
Today · 4.125%
HK$75,190
baseline
▲ 0.50% · 4.625%
HK$79,153
+HK$3,963/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,380/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,444
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,008
−HK$2,606/mo
Today · 4.125%
HK$87,614
baseline
▲ 0.50% · 4.625%
HK$92,945
+HK$5,331/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,228/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,718
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,178
−HK$2,495/mo
Today · 4.125%
HK$96,673
baseline
▲ 0.50% · 4.625%
HK$101,769
+HK$5,096/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,346/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,635 · Scale 2, in force from 26 Feb 2026)