LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,803
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,227
−HK$1,448/mo
Today · 4.125%
HK$48,675
baseline
▲ 0.50% · 4.625%
HK$51,637
+HK$2,962/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,350/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,955
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,322
−HK$1,386/mo
Today · 4.125%
HK$53,708
baseline
▲ 0.50% · 4.625%
HK$56,539
+HK$2,831/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,416/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,963
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,673
−HK$1,737/mo
Today · 4.125%
HK$58,410
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,554/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$116,820/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,146
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,786
−HK$1,664/mo
Today · 4.125%
HK$64,450
baseline
▲ 0.50% · 4.625%
HK$67,847
+HK$3,397/mo
Deposit HK$8.03M · loan HK$12.05M · min. income ≈ HK$128,900/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,124
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,118
−HK$2,027/mo
Today · 4.125%
HK$68,145
baseline
▲ 0.50% · 4.625%
HK$72,291
+HK$4,146/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,290/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,337
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,250
−HK$1,941/mo
Today · 4.125%
HK$75,191
baseline
▲ 0.50% · 4.625%
HK$79,155
+HK$3,964/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,382/mo (50% DSR)
Upfront cash ≈ HK$6.78M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,445
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,009
−HK$2,606/mo
Today · 4.125%
HK$87,615
baseline
▲ 0.50% · 4.625%
HK$92,946
+HK$5,331/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,230/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,719
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,179
−HK$2,495/mo
Today · 4.125%
HK$96,674
baseline
▲ 0.50% · 4.625%
HK$101,770
+HK$5,096/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,348/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,665 · Scale 2, in force from 26 Feb 2026)