LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,806
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,231
−HK$1,447/mo
Today · 4.125%
HK$48,678
baseline
▲ 0.50% · 4.625%
HK$51,640
+HK$2,962/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,356/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,959
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,325
−HK$1,387/mo
Today · 4.125%
HK$53,712
baseline
▲ 0.50% · 4.625%
HK$56,543
+HK$2,831/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,424/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,967
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,677
−HK$1,737/mo
Today · 4.125%
HK$58,414
baseline
▲ 0.50% · 4.625%
HK$61,969
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$116,828/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,151
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$62,791
−HK$1,663/mo
Today · 4.125%
HK$64,454
baseline
▲ 0.50% · 4.625%
HK$67,852
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$128,908/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,128
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,123
−HK$2,027/mo
Today · 4.125%
HK$68,150
baseline
▲ 0.50% · 4.625%
HK$72,297
+HK$4,147/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,300/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,342
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,256
−HK$1,941/mo
Today · 4.125%
HK$75,197
baseline
▲ 0.50% · 4.625%
HK$79,160
+HK$3,963/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,394/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,451
−HK$5,170/mo
▼ 0.25% · 3.875%
HK$85,016
−HK$2,605/mo
Today · 4.125%
HK$87,621
baseline
▲ 0.50% · 4.625%
HK$92,953
+HK$5,332/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,242/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,726
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$94,186
−HK$2,495/mo
Today · 4.125%
HK$96,681
baseline
▲ 0.50% · 4.625%
HK$101,778
+HK$5,097/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,362/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,812 · Scale 2, in force from 26 Feb 2026)