LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,810
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,235
−HK$1,448/mo
Today · 4.125%
HK$48,683
baseline
▲ 0.50% · 4.625%
HK$51,645
+HK$2,962/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$97,366/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,963
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,330
−HK$1,387/mo
Today · 4.125%
HK$53,717
baseline
▲ 0.50% · 4.625%
HK$56,548
+HK$2,831/mo
Deposit HK$10.04M · loan HK$10.04M · min. income ≈ HK$107,434/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,972
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,682
−HK$1,737/mo
Today · 4.125%
HK$58,419
baseline
▲ 0.50% · 4.625%
HK$61,974
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$116,838/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,156
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,796
−HK$1,664/mo
Today · 4.125%
HK$64,460
baseline
▲ 0.50% · 4.625%
HK$67,858
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$128,920/mo (50% DSR)
Upfront cash ≈ HK$8.79M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,134
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,129
−HK$2,027/mo
Today · 4.125%
HK$68,156
baseline
▲ 0.50% · 4.625%
HK$72,303
+HK$4,147/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,312/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,349
−HK$3,854/mo
▼ 0.25% · 3.875%
HK$73,262
−HK$1,941/mo
Today · 4.125%
HK$75,203
baseline
▲ 0.50% · 4.625%
HK$79,167
+HK$3,964/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,406/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,458
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,023
−HK$2,606/mo
Today · 4.125%
HK$87,629
baseline
▲ 0.50% · 4.625%
HK$92,961
+HK$5,332/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,258/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,734
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,194
−HK$2,496/mo
Today · 4.125%
HK$96,690
baseline
▲ 0.50% · 4.625%
HK$101,787
+HK$5,097/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,380/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$758,992 · Scale 2, in force from 26 Feb 2026)