LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,811
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,236
−HK$1,448/mo
Today · 4.125%
HK$48,684
baseline
▲ 0.50% · 4.625%
HK$51,646
+HK$2,962/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,368/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,964
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,331
−HK$1,387/mo
Today · 4.125%
HK$53,718
baseline
▲ 0.50% · 4.625%
HK$56,549
+HK$2,831/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,436/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,973
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,683
−HK$1,738/mo
Today · 4.125%
HK$58,421
baseline
▲ 0.50% · 4.625%
HK$61,975
+HK$3,554/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$116,842/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,157
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,797
−HK$1,664/mo
Today · 4.125%
HK$64,461
baseline
▲ 0.50% · 4.625%
HK$67,859
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$128,922/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,136
−HK$4,021/mo
▼ 0.25% · 3.875%
HK$66,131
−HK$2,026/mo
Today · 4.125%
HK$68,157
baseline
▲ 0.50% · 4.625%
HK$72,305
+HK$4,148/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,314/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,350
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,264
−HK$1,941/mo
Today · 4.125%
HK$75,205
baseline
▲ 0.50% · 4.625%
HK$79,169
+HK$3,964/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,410/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,460
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,025
−HK$2,606/mo
Today · 4.125%
HK$87,631
baseline
▲ 0.50% · 4.625%
HK$92,963
+HK$5,332/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,262/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,736
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$94,196
−HK$2,496/mo
Today · 4.125%
HK$96,692
baseline
▲ 0.50% · 4.625%
HK$101,789
+HK$5,097/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,384/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,033 · Scale 2, in force from 26 Feb 2026)