LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,813
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,238
−HK$1,448/mo
Today · 4.125%
HK$48,686
baseline
▲ 0.50% · 4.625%
HK$51,648
+HK$2,962/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,372/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,966
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,333
−HK$1,387/mo
Today · 4.125%
HK$53,720
baseline
▲ 0.50% · 4.625%
HK$56,551
+HK$2,831/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,440/mo (50% DSR)
Upfront cash ≈ HK$10.80M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,975
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,685
−HK$1,738/mo
Today · 4.125%
HK$58,423
baseline
▲ 0.50% · 4.625%
HK$61,978
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$116,846/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,159
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,800
−HK$1,664/mo
Today · 4.125%
HK$64,464
baseline
▲ 0.50% · 4.625%
HK$67,862
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.05M · min. income ≈ HK$128,928/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,138
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,133
−HK$2,027/mo
Today · 4.125%
HK$68,160
baseline
▲ 0.50% · 4.625%
HK$72,307
+HK$4,147/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,320/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,353
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,266
−HK$1,942/mo
Today · 4.125%
HK$75,208
baseline
▲ 0.50% · 4.625%
HK$79,172
+HK$3,964/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,416/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,463
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,028
−HK$2,606/mo
Today · 4.125%
HK$87,634
baseline
▲ 0.50% · 4.625%
HK$92,966
+HK$5,332/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,268/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,739
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,200
−HK$2,496/mo
Today · 4.125%
HK$96,696
baseline
▲ 0.50% · 4.625%
HK$101,792
+HK$5,096/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,392/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,105 · Scale 2, in force from 26 Feb 2026)