LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,815
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,240
−HK$1,448/mo
Today · 4.125%
HK$48,688
baseline
▲ 0.50% · 4.625%
HK$51,650
+HK$2,962/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,376/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,968
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,335
−HK$1,387/mo
Today · 4.125%
HK$53,722
baseline
▲ 0.50% · 4.625%
HK$56,554
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,444/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,978
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,737/mo
Today · 4.125%
HK$58,425
baseline
▲ 0.50% · 4.625%
HK$61,980
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,850/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,162
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,802
−HK$1,665/mo
Today · 4.125%
HK$64,467
baseline
▲ 0.50% · 4.625%
HK$67,865
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,934/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,141
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,136
−HK$2,027/mo
Today · 4.125%
HK$68,163
baseline
▲ 0.50% · 4.625%
HK$72,310
+HK$4,147/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,326/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,356
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,270
−HK$1,941/mo
Today · 4.125%
HK$75,211
baseline
▲ 0.50% · 4.625%
HK$79,175
+HK$3,964/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,422/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,467
−HK$5,171/mo
▼ 0.25% · 3.875%
HK$85,032
−HK$2,606/mo
Today · 4.125%
HK$87,638
baseline
▲ 0.50% · 4.625%
HK$92,970
+HK$5,332/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,276/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,743
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,204
−HK$2,496/mo
Today · 4.125%
HK$96,700
baseline
▲ 0.50% · 4.625%
HK$101,797
+HK$5,097/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,400/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,193 · Scale 2, in force from 26 Feb 2026)