LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,817
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,242
−HK$1,448/mo
Today · 4.125%
HK$48,690
baseline
▲ 0.50% · 4.625%
HK$51,652
+HK$2,962/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,380/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,971
−HK$2,753/mo
▼ 0.25% · 3.875%
HK$52,338
−HK$1,386/mo
Today · 4.125%
HK$53,724
baseline
▲ 0.50% · 4.625%
HK$56,556
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,448/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,980
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,738/mo
Today · 4.125%
HK$58,428
baseline
▲ 0.50% · 4.625%
HK$61,983
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,856/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,165
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,805
−HK$1,664/mo
Today · 4.125%
HK$64,469
baseline
▲ 0.50% · 4.625%
HK$67,868
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,938/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,143
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,139
−HK$2,027/mo
Today · 4.125%
HK$68,166
baseline
▲ 0.50% · 4.625%
HK$72,313
+HK$4,147/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$136,332/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,359
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,273
−HK$1,941/mo
Today · 4.125%
HK$75,214
baseline
▲ 0.50% · 4.625%
HK$79,179
+HK$3,965/mo
Deposit HK$6.03M · loan HK$14.06M · min. income ≈ HK$150,428/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,470
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$85,035
−HK$2,607/mo
Today · 4.125%
HK$87,642
baseline
▲ 0.50% · 4.625%
HK$92,974
+HK$5,332/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,284/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,747
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,208
−HK$2,496/mo
Today · 4.125%
HK$96,704
baseline
▲ 0.50% · 4.625%
HK$101,801
+HK$5,097/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,408/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,278 · Scale 2, in force from 26 Feb 2026)