LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,818
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$47,243
−HK$1,448/mo
Today · 4.125%
HK$48,691
baseline
▲ 0.50% · 4.625%
HK$51,654
+HK$2,963/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,382/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,972
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,339
−HK$1,387/mo
Today · 4.125%
HK$53,726
baseline
▲ 0.50% · 4.625%
HK$56,558
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,452/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,982
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,692
−HK$1,738/mo
Today · 4.125%
HK$58,430
baseline
▲ 0.50% · 4.625%
HK$61,985
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,860/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,167
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,807
−HK$1,665/mo
Today · 4.125%
HK$64,472
baseline
▲ 0.50% · 4.625%
HK$67,870
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,944/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,146
−HK$4,022/mo
▼ 0.25% · 3.875%
HK$66,141
−HK$2,027/mo
Today · 4.125%
HK$68,168
baseline
▲ 0.50% · 4.625%
HK$72,316
+HK$4,148/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,336/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,361
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,275
−HK$1,942/mo
Today · 4.125%
HK$75,217
baseline
▲ 0.50% · 4.625%
HK$79,182
+HK$3,965/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,434/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,473
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$85,038
−HK$2,607/mo
Today · 4.125%
HK$87,645
baseline
▲ 0.50% · 4.625%
HK$92,978
+HK$5,333/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,290/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,750
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,211
−HK$2,496/mo
Today · 4.125%
HK$96,707
baseline
▲ 0.50% · 4.625%
HK$101,805
+HK$5,098/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,414/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,348 · Scale 2, in force from 26 Feb 2026)