LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,820
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,246
−HK$1,448/mo
Today · 4.125%
HK$48,694
baseline
▲ 0.50% · 4.625%
HK$51,657
+HK$2,963/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,388/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,975
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,342
−HK$1,387/mo
Today · 4.125%
HK$53,729
baseline
▲ 0.50% · 4.625%
HK$56,561
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,458/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,984
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,695
−HK$1,737/mo
Today · 4.125%
HK$58,432
baseline
▲ 0.50% · 4.625%
HK$61,988
+HK$3,556/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,864/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,170
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$62,810
−HK$1,664/mo
Today · 4.125%
HK$64,474
baseline
▲ 0.50% · 4.625%
HK$67,873
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,948/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,148
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,144
−HK$2,027/mo
Today · 4.125%
HK$68,171
baseline
▲ 0.50% · 4.625%
HK$72,319
+HK$4,148/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,342/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,365
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$73,278
−HK$1,942/mo
Today · 4.125%
HK$75,220
baseline
▲ 0.50% · 4.625%
HK$79,185
+HK$3,965/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,440/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,477
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$85,042
−HK$2,607/mo
Today · 4.125%
HK$87,649
baseline
▲ 0.50% · 4.625%
HK$92,982
+HK$5,333/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$175,298/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,754
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,215
−HK$2,497/mo
Today · 4.125%
HK$96,712
baseline
▲ 0.50% · 4.625%
HK$101,809
+HK$5,097/mo
Deposit HK$2.01M · loan HK$18.08M · min. income ≈ HK$193,424/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,438 · Scale 2, in force from 26 Feb 2026)