LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,823
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,249
−HK$1,448/mo
Today · 4.125%
HK$48,697
baseline
▲ 0.50% · 4.625%
HK$51,660
+HK$2,963/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,394/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,978
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,345
−HK$1,387/mo
Today · 4.125%
HK$53,732
baseline
▲ 0.50% · 4.625%
HK$56,564
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,464/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,988
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,698
−HK$1,738/mo
Today · 4.125%
HK$58,436
baseline
▲ 0.50% · 4.625%
HK$61,992
+HK$3,556/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,872/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,174
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,814
−HK$1,665/mo
Today · 4.125%
HK$64,479
baseline
▲ 0.50% · 4.625%
HK$67,877
+HK$3,398/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,958/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,153
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,148
−HK$2,028/mo
Today · 4.125%
HK$68,176
baseline
▲ 0.50% · 4.625%
HK$72,324
+HK$4,148/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,352/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,369
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,283
−HK$1,942/mo
Today · 4.125%
HK$75,225
baseline
▲ 0.50% · 4.625%
HK$79,190
+HK$3,965/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,450/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,482
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$85,048
−HK$2,606/mo
Today · 4.125%
HK$87,654
baseline
▲ 0.50% · 4.625%
HK$92,988
+HK$5,334/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,308/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,760
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,221
−HK$2,497/mo
Today · 4.125%
HK$96,718
baseline
▲ 0.50% · 4.625%
HK$101,816
+HK$5,098/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,436/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,567 · Scale 2, in force from 26 Feb 2026)