LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,826
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,251
−HK$1,449/mo
Today · 4.125%
HK$48,700
baseline
▲ 0.50% · 4.625%
HK$51,663
+HK$2,963/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,400/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,981
−HK$2,754/mo
▼ 0.25% · 3.875%
HK$52,348
−HK$1,387/mo
Today · 4.125%
HK$53,735
baseline
▲ 0.50% · 4.625%
HK$56,568
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,470/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,991
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,702
−HK$1,738/mo
Today · 4.125%
HK$58,440
baseline
▲ 0.50% · 4.625%
HK$61,995
+HK$3,555/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,880/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,177
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,818
−HK$1,664/mo
Today · 4.125%
HK$64,482
baseline
▲ 0.50% · 4.625%
HK$67,881
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,964/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,156
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,152
−HK$2,027/mo
Today · 4.125%
HK$68,179
baseline
▲ 0.50% · 4.625%
HK$72,328
+HK$4,149/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,358/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,373
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,287
−HK$1,942/mo
Today · 4.125%
HK$75,229
baseline
▲ 0.50% · 4.625%
HK$79,195
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,458/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,487
−HK$5,172/mo
▼ 0.25% · 3.875%
HK$85,052
−HK$2,607/mo
Today · 4.125%
HK$87,659
baseline
▲ 0.50% · 4.625%
HK$92,993
+HK$5,334/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,318/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,766
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$94,227
−HK$2,496/mo
Today · 4.125%
HK$96,723
baseline
▲ 0.50% · 4.625%
HK$101,822
+HK$5,099/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,446/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,684 · Scale 2, in force from 26 Feb 2026)