LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,828
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,254
−HK$1,448/mo
Today · 4.125%
HK$48,702
baseline
▲ 0.50% · 4.625%
HK$51,665
+HK$2,963/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,404/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,983
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,387/mo
Today · 4.125%
HK$53,738
baseline
▲ 0.50% · 4.625%
HK$56,571
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,476/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,994
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,704
−HK$1,738/mo
Today · 4.125%
HK$58,442
baseline
▲ 0.50% · 4.625%
HK$61,999
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,884/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,180
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,821
−HK$1,664/mo
Today · 4.125%
HK$64,485
baseline
▲ 0.50% · 4.625%
HK$67,885
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,970/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,160
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,155
−HK$2,028/mo
Today · 4.125%
HK$68,183
baseline
▲ 0.50% · 4.625%
HK$72,332
+HK$4,149/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,366/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,377
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,291
−HK$1,942/mo
Today · 4.125%
HK$75,233
baseline
▲ 0.50% · 4.625%
HK$79,199
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,466/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,491
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,057
−HK$2,607/mo
Today · 4.125%
HK$87,664
baseline
▲ 0.50% · 4.625%
HK$92,998
+HK$5,334/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,328/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,770
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,231
−HK$2,497/mo
Today · 4.125%
HK$96,728
baseline
▲ 0.50% · 4.625%
HK$101,827
+HK$5,099/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,456/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,784 · Scale 2, in force from 26 Feb 2026)