LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,831
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,256
−HK$1,449/mo
Today · 4.125%
HK$48,705
baseline
▲ 0.50% · 4.625%
HK$51,668
+HK$2,963/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,410/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,986
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,353
−HK$1,388/mo
Today · 4.125%
HK$53,741
baseline
▲ 0.50% · 4.625%
HK$56,573
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,482/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,997
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,707
−HK$1,738/mo
Today · 4.125%
HK$58,445
baseline
▲ 0.50% · 4.625%
HK$62,002
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,890/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,183
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,824
−HK$1,665/mo
Today · 4.125%
HK$64,489
baseline
▲ 0.50% · 4.625%
HK$67,888
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,978/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,163
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,159
−HK$2,027/mo
Today · 4.125%
HK$68,186
baseline
▲ 0.50% · 4.625%
HK$72,335
+HK$4,149/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,372/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,380
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,295
−HK$1,942/mo
Today · 4.125%
HK$75,237
baseline
▲ 0.50% · 4.625%
HK$79,203
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,474/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,495
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,061
−HK$2,607/mo
Today · 4.125%
HK$87,668
baseline
▲ 0.50% · 4.625%
HK$93,003
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,336/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,775
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,236
−HK$2,497/mo
Today · 4.125%
HK$96,733
baseline
▲ 0.50% · 4.625%
HK$101,832
+HK$5,099/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,466/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,887 · Scale 2, in force from 26 Feb 2026)