LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,831
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,257
−HK$1,448/mo
Today · 4.125%
HK$48,705
baseline
▲ 0.50% · 4.625%
HK$51,669
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,410/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,987
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,354
−HK$1,388/mo
Today · 4.125%
HK$53,742
baseline
▲ 0.50% · 4.625%
HK$56,574
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,484/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,998
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$56,708
−HK$1,738/mo
Today · 4.125%
HK$58,446
baseline
▲ 0.50% · 4.625%
HK$62,003
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,892/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,184
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,825
−HK$1,665/mo
Today · 4.125%
HK$64,490
baseline
▲ 0.50% · 4.625%
HK$67,889
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,980/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,164
−HK$4,023/mo
▼ 0.25% · 3.875%
HK$66,160
−HK$2,027/mo
Today · 4.125%
HK$68,187
baseline
▲ 0.50% · 4.625%
HK$72,337
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,374/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,382
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,296
−HK$1,942/mo
Today · 4.125%
HK$75,238
baseline
▲ 0.50% · 4.625%
HK$79,204
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,476/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,496
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,062
−HK$2,608/mo
Today · 4.125%
HK$87,670
baseline
▲ 0.50% · 4.625%
HK$93,004
+HK$5,334/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,340/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,776
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,238
−HK$2,497/mo
Today · 4.125%
HK$96,735
baseline
▲ 0.50% · 4.625%
HK$101,834
+HK$5,099/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,470/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,920 · Scale 2, in force from 26 Feb 2026)