LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,833
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,259
−HK$1,448/mo
Today · 4.125%
HK$48,707
baseline
▲ 0.50% · 4.625%
HK$51,671
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,414/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,989
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,356
−HK$1,388/mo
Today · 4.125%
HK$53,744
baseline
▲ 0.50% · 4.625%
HK$56,577
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,488/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,000
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,710
−HK$1,739/mo
Today · 4.125%
HK$58,449
baseline
▲ 0.50% · 4.625%
HK$62,005
+HK$3,556/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,898/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,187
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,828
−HK$1,664/mo
Today · 4.125%
HK$64,492
baseline
▲ 0.50% · 4.625%
HK$67,892
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,984/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,166
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,162
−HK$2,028/mo
Today · 4.125%
HK$68,190
baseline
▲ 0.50% · 4.625%
HK$72,339
+HK$4,149/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,380/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,384
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,299
−HK$1,942/mo
Today · 4.125%
HK$75,241
baseline
▲ 0.50% · 4.625%
HK$79,207
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,482/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,500
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,066
−HK$2,607/mo
Today · 4.125%
HK$87,673
baseline
▲ 0.50% · 4.625%
HK$93,008
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,346/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,780
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,241
−HK$2,497/mo
Today · 4.125%
HK$96,738
baseline
▲ 0.50% · 4.625%
HK$101,838
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,476/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$759,997 · Scale 2, in force from 26 Feb 2026)