LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,834
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,260
−HK$1,448/mo
Today · 4.125%
HK$48,708
baseline
▲ 0.50% · 4.625%
HK$51,672
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,416/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,990
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,357
−HK$1,388/mo
Today · 4.125%
HK$53,745
baseline
▲ 0.50% · 4.625%
HK$56,577
+HK$2,832/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,490/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,001
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,711
−HK$1,739/mo
Today · 4.125%
HK$58,450
baseline
▲ 0.50% · 4.625%
HK$62,006
+HK$3,556/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,900/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,188
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$62,829
−HK$1,664/mo
Today · 4.125%
HK$64,493
baseline
▲ 0.50% · 4.625%
HK$67,893
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,986/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,167
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,163
−HK$2,028/mo
Today · 4.125%
HK$68,191
baseline
▲ 0.50% · 4.625%
HK$72,341
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,382/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,386
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$73,300
−HK$1,942/mo
Today · 4.125%
HK$75,242
baseline
▲ 0.50% · 4.625%
HK$79,208
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,484/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,501
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,067
−HK$2,607/mo
Today · 4.125%
HK$87,674
baseline
▲ 0.50% · 4.625%
HK$93,009
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,348/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,781
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,243
−HK$2,497/mo
Today · 4.125%
HK$96,740
baseline
▲ 0.50% · 4.625%
HK$101,839
+HK$5,099/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,480/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,031 · Scale 2, in force from 26 Feb 2026)