LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,835
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,261
−HK$1,448/mo
Today · 4.125%
HK$48,709
baseline
▲ 0.50% · 4.625%
HK$51,673
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,418/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,991
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,359
−HK$1,387/mo
Today · 4.125%
HK$53,746
baseline
▲ 0.50% · 4.625%
HK$56,579
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,492/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,002
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,713
−HK$1,738/mo
Today · 4.125%
HK$58,451
baseline
▲ 0.50% · 4.625%
HK$62,008
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,902/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,189
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,831
−HK$1,664/mo
Today · 4.125%
HK$64,495
baseline
▲ 0.50% · 4.625%
HK$67,895
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,990/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,169
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,165
−HK$2,028/mo
Today · 4.125%
HK$68,193
baseline
▲ 0.50% · 4.625%
HK$72,343
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,386/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,388
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,302
−HK$1,943/mo
Today · 4.125%
HK$75,245
baseline
▲ 0.50% · 4.625%
HK$79,211
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,490/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,503
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,070
−HK$2,607/mo
Today · 4.125%
HK$87,677
baseline
▲ 0.50% · 4.625%
HK$93,012
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,354/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,784
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,246
−HK$2,497/mo
Today · 4.125%
HK$96,743
baseline
▲ 0.50% · 4.625%
HK$101,842
+HK$5,099/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,486/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,091 · Scale 2, in force from 26 Feb 2026)