LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,835
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,261
−HK$1,449/mo
Today · 4.125%
HK$48,710
baseline
▲ 0.50% · 4.625%
HK$51,674
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,420/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,991
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,359
−HK$1,387/mo
Today · 4.125%
HK$53,746
baseline
▲ 0.50% · 4.625%
HK$56,579
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,492/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,002
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,713
−HK$1,739/mo
Today · 4.125%
HK$58,452
baseline
▲ 0.50% · 4.625%
HK$62,008
+HK$3,556/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,904/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,190
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,831
−HK$1,665/mo
Today · 4.125%
HK$64,496
baseline
▲ 0.50% · 4.625%
HK$67,895
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,992/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,170
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,166
−HK$2,028/mo
Today · 4.125%
HK$68,194
baseline
▲ 0.50% · 4.625%
HK$72,343
+HK$4,149/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,388/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,388
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,303
−HK$1,942/mo
Today · 4.125%
HK$75,245
baseline
▲ 0.50% · 4.625%
HK$79,211
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,490/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,504
−HK$5,173/mo
▼ 0.25% · 3.875%
HK$85,070
−HK$2,607/mo
Today · 4.125%
HK$87,677
baseline
▲ 0.50% · 4.625%
HK$93,012
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,354/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,785
−HK$4,958/mo
▼ 0.25% · 3.875%
HK$94,246
−HK$2,497/mo
Today · 4.125%
HK$96,743
baseline
▲ 0.50% · 4.625%
HK$101,843
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,486/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,098 · Scale 2, in force from 26 Feb 2026)