LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,836
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,262
−HK$1,448/mo
Today · 4.125%
HK$48,710
baseline
▲ 0.50% · 4.625%
HK$51,674
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,420/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,992
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,360
−HK$1,387/mo
Today · 4.125%
HK$53,747
baseline
▲ 0.50% · 4.625%
HK$56,580
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,494/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,003
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,714
−HK$1,739/mo
Today · 4.125%
HK$58,453
baseline
▲ 0.50% · 4.625%
HK$62,009
+HK$3,556/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,906/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,191
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,832
−HK$1,665/mo
Today · 4.125%
HK$64,497
baseline
▲ 0.50% · 4.625%
HK$67,896
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,994/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,171
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,167
−HK$2,028/mo
Today · 4.125%
HK$68,195
baseline
▲ 0.50% · 4.625%
HK$72,344
+HK$4,149/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,390/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,389
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,304
−HK$1,942/mo
Today · 4.125%
HK$75,246
baseline
▲ 0.50% · 4.625%
HK$79,212
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,492/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,505
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,071
−HK$2,608/mo
Today · 4.125%
HK$87,679
baseline
▲ 0.50% · 4.625%
HK$93,014
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,358/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,786
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,248
−HK$2,497/mo
Today · 4.125%
HK$96,745
baseline
▲ 0.50% · 4.625%
HK$101,845
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,490/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,132 · Scale 2, in force from 26 Feb 2026)