LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,838
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,264
−HK$1,448/mo
Today · 4.125%
HK$48,712
baseline
▲ 0.50% · 4.625%
HK$51,676
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,424/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,994
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,362
−HK$1,387/mo
Today · 4.125%
HK$53,749
baseline
▲ 0.50% · 4.625%
HK$56,583
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,498/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,006
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,717
−HK$1,738/mo
Today · 4.125%
HK$58,455
baseline
▲ 0.50% · 4.625%
HK$62,012
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,910/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,193
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,834
−HK$1,665/mo
Today · 4.125%
HK$64,499
baseline
▲ 0.50% · 4.625%
HK$67,899
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$128,998/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,173
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,169
−HK$2,028/mo
Today · 4.125%
HK$68,197
baseline
▲ 0.50% · 4.625%
HK$72,347
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,394/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,392
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,307
−HK$1,942/mo
Today · 4.125%
HK$75,249
baseline
▲ 0.50% · 4.625%
HK$79,216
+HK$3,967/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,498/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,508
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,075
−HK$2,607/mo
Today · 4.125%
HK$87,682
baseline
▲ 0.50% · 4.625%
HK$93,018
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,364/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,790
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,251
−HK$2,498/mo
Today · 4.125%
HK$96,749
baseline
▲ 0.50% · 4.625%
HK$101,849
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,498/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,212 · Scale 2, in force from 26 Feb 2026)