LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,839
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,265
−HK$1,448/mo
Today · 4.125%
HK$48,713
baseline
▲ 0.50% · 4.625%
HK$51,678
+HK$2,965/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,426/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,995
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,363
−HK$1,387/mo
Today · 4.125%
HK$53,750
baseline
▲ 0.50% · 4.625%
HK$56,584
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,500/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,007
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,718
−HK$1,738/mo
Today · 4.125%
HK$58,456
baseline
▲ 0.50% · 4.625%
HK$62,013
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,912/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,194
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,836
−HK$1,665/mo
Today · 4.125%
HK$64,501
baseline
▲ 0.50% · 4.625%
HK$67,900
+HK$3,399/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,002/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,175
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,171
−HK$2,028/mo
Today · 4.125%
HK$68,199
baseline
▲ 0.50% · 4.625%
HK$72,349
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,398/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,394
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,308
−HK$1,943/mo
Today · 4.125%
HK$75,251
baseline
▲ 0.50% · 4.625%
HK$79,217
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,502/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,510
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,077
−HK$2,607/mo
Today · 4.125%
HK$87,684
baseline
▲ 0.50% · 4.625%
HK$93,020
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,368/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,792
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,253
−HK$2,498/mo
Today · 4.125%
HK$96,751
baseline
▲ 0.50% · 4.625%
HK$101,851
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,502/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,254 · Scale 2, in force from 26 Feb 2026)