LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,841
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$47,267
−HK$1,448/mo
Today · 4.125%
HK$48,715
baseline
▲ 0.50% · 4.625%
HK$51,680
+HK$2,965/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,430/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,997
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,365
−HK$1,388/mo
Today · 4.125%
HK$53,753
baseline
▲ 0.50% · 4.625%
HK$56,586
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,506/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,009
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,720
−HK$1,739/mo
Today · 4.125%
HK$58,459
baseline
▲ 0.50% · 4.625%
HK$62,016
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,918/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,197
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,838
−HK$1,665/mo
Today · 4.125%
HK$64,503
baseline
▲ 0.50% · 4.625%
HK$67,903
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,006/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,177
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,173
−HK$2,029/mo
Today · 4.125%
HK$68,202
baseline
▲ 0.50% · 4.625%
HK$72,352
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,404/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,396
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,311
−HK$1,943/mo
Today · 4.125%
HK$75,254
baseline
▲ 0.50% · 4.625%
HK$79,220
+HK$3,966/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,508/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,513
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,080
−HK$2,608/mo
Today · 4.125%
HK$87,688
baseline
▲ 0.50% · 4.625%
HK$93,023
+HK$5,335/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,376/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,795
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,257
−HK$2,498/mo
Today · 4.125%
HK$96,755
baseline
▲ 0.50% · 4.625%
HK$101,855
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,510/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,337 · Scale 2, in force from 26 Feb 2026)