LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,842
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,268
−HK$1,449/mo
Today · 4.125%
HK$48,717
baseline
▲ 0.50% · 4.625%
HK$51,681
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,434/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,999
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,367
−HK$1,387/mo
Today · 4.125%
HK$53,754
baseline
▲ 0.50% · 4.625%
HK$56,588
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,508/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,010
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,722
−HK$1,738/mo
Today · 4.125%
HK$58,460
baseline
▲ 0.50% · 4.625%
HK$62,017
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,920/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,198
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,840
−HK$1,665/mo
Today · 4.125%
HK$64,505
baseline
▲ 0.50% · 4.625%
HK$67,905
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,010/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,179
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,175
−HK$2,028/mo
Today · 4.125%
HK$68,203
baseline
▲ 0.50% · 4.625%
HK$72,353
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,406/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,398
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,313
−HK$1,943/mo
Today · 4.125%
HK$75,256
baseline
▲ 0.50% · 4.625%
HK$79,223
+HK$3,967/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,512/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,516
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,082
−HK$2,608/mo
Today · 4.125%
HK$87,690
baseline
▲ 0.50% · 4.625%
HK$93,026
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,380/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,798
−HK$4,959/mo
▼ 0.25% · 3.875%
HK$94,260
−HK$2,497/mo
Today · 4.125%
HK$96,757
baseline
▲ 0.50% · 4.625%
HK$101,858
+HK$5,101/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,514/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,388 · Scale 2, in force from 26 Feb 2026)