LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,843
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,269
−HK$1,449/mo
Today · 4.125%
HK$48,718
baseline
▲ 0.50% · 4.625%
HK$51,682
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,436/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,000
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,368
−HK$1,387/mo
Today · 4.125%
HK$53,755
baseline
▲ 0.50% · 4.625%
HK$56,589
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,510/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,012
−HK$3,449/mo
▼ 0.25% · 3.875%
HK$56,723
−HK$1,738/mo
Today · 4.125%
HK$58,461
baseline
▲ 0.50% · 4.625%
HK$62,019
+HK$3,558/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,922/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,200
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$62,841
−HK$1,665/mo
Today · 4.125%
HK$64,506
baseline
▲ 0.50% · 4.625%
HK$67,907
+HK$3,401/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,012/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,180
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,177
−HK$2,028/mo
Today · 4.125%
HK$68,205
baseline
▲ 0.50% · 4.625%
HK$72,355
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,410/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,400
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$73,315
−HK$1,942/mo
Today · 4.125%
HK$75,257
baseline
▲ 0.50% · 4.625%
HK$79,224
+HK$3,967/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,514/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,518
−HK$5,174/mo
▼ 0.25% · 3.875%
HK$85,084
−HK$2,608/mo
Today · 4.125%
HK$87,692
baseline
▲ 0.50% · 4.625%
HK$93,028
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,384/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,800
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,262
−HK$2,498/mo
Today · 4.125%
HK$96,760
baseline
▲ 0.50% · 4.625%
HK$101,860
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,520/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,436 · Scale 2, in force from 26 Feb 2026)