LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,844
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,270
−HK$1,449/mo
Today · 4.125%
HK$48,719
baseline
▲ 0.50% · 4.625%
HK$51,683
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,438/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,001
−HK$2,755/mo
▼ 0.25% · 3.875%
HK$52,369
−HK$1,387/mo
Today · 4.125%
HK$53,756
baseline
▲ 0.50% · 4.625%
HK$56,590
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,512/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,013
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,724
−HK$1,739/mo
Today · 4.125%
HK$58,463
baseline
▲ 0.50% · 4.625%
HK$62,020
+HK$3,557/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,926/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,201
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,843
−HK$1,665/mo
Today · 4.125%
HK$64,508
baseline
▲ 0.50% · 4.625%
HK$67,908
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,016/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,182
−HK$4,024/mo
▼ 0.25% · 3.875%
HK$66,178
−HK$2,028/mo
Today · 4.125%
HK$68,206
baseline
▲ 0.50% · 4.625%
HK$72,357
+HK$4,151/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,412/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,401
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,316
−HK$1,943/mo
Today · 4.125%
HK$75,259
baseline
▲ 0.50% · 4.625%
HK$79,226
+HK$3,967/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,518/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,519
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,086
−HK$2,608/mo
Today · 4.125%
HK$87,694
baseline
▲ 0.50% · 4.625%
HK$93,030
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$175,388/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,802
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,264
−HK$2,498/mo
Today · 4.125%
HK$96,762
baseline
▲ 0.50% · 4.625%
HK$101,862
+HK$5,100/mo
Deposit HK$2.01M · loan HK$18.09M · min. income ≈ HK$193,524/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,476 · Scale 2, in force from 26 Feb 2026)