LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,846
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,272
−HK$1,449/mo
Today · 4.125%
HK$48,721
baseline
▲ 0.50% · 4.625%
HK$51,686
+HK$2,965/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,442/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,003
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,371
−HK$1,388/mo
Today · 4.125%
HK$53,759
baseline
▲ 0.50% · 4.625%
HK$56,593
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,518/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,015
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,727
−HK$1,738/mo
Today · 4.125%
HK$58,465
baseline
▲ 0.50% · 4.625%
HK$62,023
+HK$3,558/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,930/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,204
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,846
−HK$1,665/mo
Today · 4.125%
HK$64,511
baseline
▲ 0.50% · 4.625%
HK$67,911
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,022/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,185
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,181
−HK$2,029/mo
Today · 4.125%
HK$68,210
baseline
▲ 0.50% · 4.625%
HK$72,360
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,420/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,405
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,320
−HK$1,943/mo
Today · 4.125%
HK$75,263
baseline
▲ 0.50% · 4.625%
HK$79,230
+HK$3,967/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,526/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,523
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,090
−HK$2,608/mo
Today · 4.125%
HK$87,698
baseline
▲ 0.50% · 4.625%
HK$93,034
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,396/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,806
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,268
−HK$2,498/mo
Today · 4.125%
HK$96,766
baseline
▲ 0.50% · 4.625%
HK$101,867
+HK$5,101/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,532/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,572 · Scale 2, in force from 26 Feb 2026)