LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,848
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,274
−HK$1,449/mo
Today · 4.125%
HK$48,723
baseline
▲ 0.50% · 4.625%
HK$51,687
+HK$2,964/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,446/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,005
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,373
−HK$1,388/mo
Today · 4.125%
HK$53,761
baseline
▲ 0.50% · 4.625%
HK$56,594
+HK$2,833/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,522/mo (50% DSR)
Upfront cash ≈ HK$10.81M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,017
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,729
−HK$1,738/mo
Today · 4.125%
HK$58,467
baseline
▲ 0.50% · 4.625%
HK$62,025
+HK$3,558/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$116,934/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,206
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,848
−HK$1,665/mo
Today · 4.125%
HK$64,513
baseline
▲ 0.50% · 4.625%
HK$67,913
+HK$3,400/mo
Deposit HK$8.04M · loan HK$12.06M · min. income ≈ HK$129,026/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,187
−HK$4,025/mo
▼ 0.25% · 3.875%
HK$66,183
−HK$2,029/mo
Today · 4.125%
HK$68,212
baseline
▲ 0.50% · 4.625%
HK$72,362
+HK$4,150/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$136,424/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,407
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,322
−HK$1,943/mo
Today · 4.125%
HK$75,265
baseline
▲ 0.50% · 4.625%
HK$79,232
+HK$3,967/mo
Deposit HK$6.03M · loan HK$14.07M · min. income ≈ HK$150,530/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,526
−HK$5,175/mo
▼ 0.25% · 3.875%
HK$85,093
−HK$2,608/mo
Today · 4.125%
HK$87,701
baseline
▲ 0.50% · 4.625%
HK$93,037
+HK$5,336/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,402/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,809
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,271
−HK$2,498/mo
Today · 4.125%
HK$96,769
baseline
▲ 0.50% · 4.625%
HK$101,870
+HK$5,101/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,538/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,636 · Scale 2, in force from 26 Feb 2026)