LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,854
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$47,280
−HK$1,449/mo
Today · 4.125%
HK$48,729
baseline
▲ 0.50% · 4.625%
HK$51,694
+HK$2,965/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,458/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,012
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,380
−HK$1,388/mo
Today · 4.125%
HK$53,768
baseline
▲ 0.50% · 4.625%
HK$56,602
+HK$2,834/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,536/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,025
−HK$3,450/mo
▼ 0.25% · 3.875%
HK$56,736
−HK$1,739/mo
Today · 4.125%
HK$58,475
baseline
▲ 0.50% · 4.625%
HK$62,033
+HK$3,558/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$116,950/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,214
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,856
−HK$1,666/mo
Today · 4.125%
HK$64,522
baseline
▲ 0.50% · 4.625%
HK$67,923
+HK$3,401/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$129,044/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,195
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,192
−HK$2,029/mo
Today · 4.125%
HK$68,221
baseline
▲ 0.50% · 4.625%
HK$72,372
+HK$4,151/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,442/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,417
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,332
−HK$1,943/mo
Today · 4.125%
HK$75,275
baseline
▲ 0.50% · 4.625%
HK$79,243
+HK$3,968/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,550/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,537
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$85,104
−HK$2,609/mo
Today · 4.125%
HK$87,713
baseline
▲ 0.50% · 4.625%
HK$93,050
+HK$5,337/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,426/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,822
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$94,284
−HK$2,498/mo
Today · 4.125%
HK$96,782
baseline
▲ 0.50% · 4.625%
HK$101,884
+HK$5,102/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,564/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,910 · Scale 2, in force from 26 Feb 2026)