LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,855
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,281
−HK$1,450/mo
Today · 4.125%
HK$48,731
baseline
▲ 0.50% · 4.625%
HK$51,696
+HK$2,965/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$97,462/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,013
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,381
−HK$1,388/mo
Today · 4.125%
HK$53,769
baseline
▲ 0.50% · 4.625%
HK$56,604
+HK$2,835/mo
Deposit HK$10.05M · loan HK$10.05M · min. income ≈ HK$107,538/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,026
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,738
−HK$1,739/mo
Today · 4.125%
HK$58,477
baseline
▲ 0.50% · 4.625%
HK$62,035
+HK$3,558/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$116,954/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,216
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,858
−HK$1,665/mo
Today · 4.125%
HK$64,523
baseline
▲ 0.50% · 4.625%
HK$67,924
+HK$3,401/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$129,046/mo (50% DSR)
Upfront cash ≈ HK$8.80M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,197
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,194
−HK$2,029/mo
Today · 4.125%
HK$68,223
baseline
▲ 0.50% · 4.625%
HK$72,374
+HK$4,151/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,446/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,419
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$73,334
−HK$1,943/mo
Today · 4.125%
HK$75,277
baseline
▲ 0.50% · 4.625%
HK$79,245
+HK$3,968/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,554/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,539
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$85,106
−HK$2,609/mo
Today · 4.125%
HK$87,715
baseline
▲ 0.50% · 4.625%
HK$93,052
+HK$5,337/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,430/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,824
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$94,286
−HK$2,499/mo
Today · 4.125%
HK$96,785
baseline
▲ 0.50% · 4.625%
HK$101,886
+HK$5,101/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,570/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$760,958 · Scale 2, in force from 26 Feb 2026)