LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,858
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,284
−HK$1,450/mo
Today · 4.125%
HK$48,734
baseline
▲ 0.50% · 4.625%
HK$51,699
+HK$2,965/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,468/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,016
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,385
−HK$1,388/mo
Today · 4.125%
HK$53,773
baseline
▲ 0.50% · 4.625%
HK$56,607
+HK$2,834/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,546/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,029
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,741
−HK$1,739/mo
Today · 4.125%
HK$58,480
baseline
▲ 0.50% · 4.625%
HK$62,039
+HK$3,559/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$116,960/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,220
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$62,862
−HK$1,665/mo
Today · 4.125%
HK$64,527
baseline
▲ 0.50% · 4.625%
HK$67,928
+HK$3,401/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$129,054/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,201
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,198
−HK$2,029/mo
Today · 4.125%
HK$68,227
baseline
▲ 0.50% · 4.625%
HK$72,378
+HK$4,151/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,454/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,423
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,338
−HK$1,944/mo
Today · 4.125%
HK$75,282
baseline
▲ 0.50% · 4.625%
HK$79,250
+HK$3,968/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,564/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,544
−HK$5,176/mo
▼ 0.25% · 3.875%
HK$85,112
−HK$2,608/mo
Today · 4.125%
HK$87,720
baseline
▲ 0.50% · 4.625%
HK$93,058
+HK$5,338/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,440/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,829
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,292
−HK$2,499/mo
Today · 4.125%
HK$96,791
baseline
▲ 0.50% · 4.625%
HK$101,893
+HK$5,102/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,582/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,083 · Scale 2, in force from 26 Feb 2026)