LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,859
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,286
−HK$1,449/mo
Today · 4.125%
HK$48,735
baseline
▲ 0.50% · 4.625%
HK$51,700
+HK$2,965/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,470/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,018
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,386
−HK$1,388/mo
Today · 4.125%
HK$53,774
baseline
▲ 0.50% · 4.625%
HK$56,609
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,548/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,031
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,743
−HK$1,739/mo
Today · 4.125%
HK$58,482
baseline
▲ 0.50% · 4.625%
HK$62,040
+HK$3,558/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$116,964/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,221
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,863
−HK$1,666/mo
Today · 4.125%
HK$64,529
baseline
▲ 0.50% · 4.625%
HK$67,930
+HK$3,401/mo
Deposit HK$8.04M · loan HK$12.07M · min. income ≈ HK$129,058/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,203
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,200
−HK$2,029/mo
Today · 4.125%
HK$68,229
baseline
▲ 0.50% · 4.625%
HK$72,380
+HK$4,151/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,458/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,425
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,340
−HK$1,944/mo
Today · 4.125%
HK$75,284
baseline
▲ 0.50% · 4.625%
HK$79,252
+HK$3,968/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,568/mo (50% DSR)
Upfront cash ≈ HK$6.79M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,546
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,114
−HK$2,609/mo
Today · 4.125%
HK$87,723
baseline
▲ 0.50% · 4.625%
HK$93,060
+HK$5,337/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,446/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,832
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$94,295
−HK$2,498/mo
Today · 4.125%
HK$96,793
baseline
▲ 0.50% · 4.625%
HK$101,895
+HK$5,102/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,586/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,135 · Scale 2, in force from 26 Feb 2026)