LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,863
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,289
−HK$1,450/mo
Today · 4.125%
HK$48,739
baseline
▲ 0.50% · 4.625%
HK$51,704
+HK$2,965/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,478/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,022
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,390
−HK$1,388/mo
Today · 4.125%
HK$53,778
baseline
▲ 0.50% · 4.625%
HK$56,613
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,556/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,035
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,747
−HK$1,739/mo
Today · 4.125%
HK$58,486
baseline
▲ 0.50% · 4.625%
HK$62,045
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,972/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,226
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,868
−HK$1,666/mo
Today · 4.125%
HK$64,534
baseline
▲ 0.50% · 4.625%
HK$67,936
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,068/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,208
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,205
−HK$2,029/mo
Today · 4.125%
HK$68,234
baseline
▲ 0.50% · 4.625%
HK$72,386
+HK$4,152/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,468/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,431
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,346
−HK$1,944/mo
Today · 4.125%
HK$75,290
baseline
▲ 0.50% · 4.625%
HK$79,258
+HK$3,968/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,580/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,553
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,121
−HK$2,609/mo
Today · 4.125%
HK$87,730
baseline
▲ 0.50% · 4.625%
HK$93,068
+HK$5,338/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,460/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,839
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,302
−HK$2,499/mo
Today · 4.125%
HK$96,801
baseline
▲ 0.50% · 4.625%
HK$101,904
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,602/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,296 · Scale 2, in force from 26 Feb 2026)