LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,864
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,291
−HK$1,449/mo
Today · 4.125%
HK$48,740
baseline
▲ 0.50% · 4.625%
HK$51,706
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,480/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,023
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,392
−HK$1,388/mo
Today · 4.125%
HK$53,780
baseline
▲ 0.50% · 4.625%
HK$56,615
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,560/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,037
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,749
−HK$1,739/mo
Today · 4.125%
HK$58,488
baseline
▲ 0.50% · 4.625%
HK$62,047
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,976/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,228
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,870
−HK$1,666/mo
Today · 4.125%
HK$64,536
baseline
▲ 0.50% · 4.625%
HK$67,938
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,072/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,210
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,207
−HK$2,029/mo
Today · 4.125%
HK$68,236
baseline
▲ 0.50% · 4.625%
HK$72,388
+HK$4,152/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,472/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,433
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,348
−HK$1,944/mo
Today · 4.125%
HK$75,292
baseline
▲ 0.50% · 4.625%
HK$79,261
+HK$3,969/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,584/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,555
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,123
−HK$2,609/mo
Today · 4.125%
HK$87,732
baseline
▲ 0.50% · 4.625%
HK$93,071
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,464/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,842
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,305
−HK$2,499/mo
Today · 4.125%
HK$96,804
baseline
▲ 0.50% · 4.625%
HK$101,907
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,608/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,355 · Scale 2, in force from 26 Feb 2026)