LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,865
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,292
−HK$1,449/mo
Today · 4.125%
HK$48,741
baseline
▲ 0.50% · 4.625%
HK$51,707
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,482/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,024
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,393
−HK$1,388/mo
Today · 4.125%
HK$53,781
baseline
▲ 0.50% · 4.625%
HK$56,616
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,562/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,038
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,750
−HK$1,739/mo
Today · 4.125%
HK$58,489
baseline
▲ 0.50% · 4.625%
HK$62,048
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,978/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,229
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,871
−HK$1,666/mo
Today · 4.125%
HK$64,537
baseline
▲ 0.50% · 4.625%
HK$67,939
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,074/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,211
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,208
−HK$2,030/mo
Today · 4.125%
HK$68,238
baseline
▲ 0.50% · 4.625%
HK$72,390
+HK$4,152/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,476/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,434
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,350
−HK$1,943/mo
Today · 4.125%
HK$75,293
baseline
▲ 0.50% · 4.625%
HK$79,262
+HK$3,969/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,586/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,557
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,125
−HK$2,609/mo
Today · 4.125%
HK$87,734
baseline
▲ 0.50% · 4.625%
HK$93,072
+HK$5,338/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,468/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,844
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,307
−HK$2,499/mo
Today · 4.125%
HK$96,806
baseline
▲ 0.50% · 4.625%
HK$101,909
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,612/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,395 · Scale 2, in force from 26 Feb 2026)