LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,868
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,295
−HK$1,449/mo
Today · 4.125%
HK$48,744
baseline
▲ 0.50% · 4.625%
HK$51,710
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,488/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,028
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$52,396
−HK$1,388/mo
Today · 4.125%
HK$53,784
baseline
▲ 0.50% · 4.625%
HK$56,619
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,568/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,041
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,739/mo
Today · 4.125%
HK$58,493
baseline
▲ 0.50% · 4.625%
HK$62,052
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,986/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,233
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,875
−HK$1,666/mo
Today · 4.125%
HK$64,541
baseline
▲ 0.50% · 4.625%
HK$67,943
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,082/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,215
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,212
−HK$2,030/mo
Today · 4.125%
HK$68,242
baseline
▲ 0.50% · 4.625%
HK$72,394
+HK$4,152/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,484/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,439
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,355
−HK$1,943/mo
Today · 4.125%
HK$75,298
baseline
▲ 0.50% · 4.625%
HK$79,267
+HK$3,969/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,596/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,562
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,130
−HK$2,610/mo
Today · 4.125%
HK$87,740
baseline
▲ 0.50% · 4.625%
HK$93,078
+HK$5,338/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,480/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,850
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,313
−HK$2,499/mo
Today · 4.125%
HK$96,812
baseline
▲ 0.50% · 4.625%
HK$101,915
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,624/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,523 · Scale 2, in force from 26 Feb 2026)