LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,868
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,295
−HK$1,450/mo
Today · 4.125%
HK$48,745
baseline
▲ 0.50% · 4.625%
HK$51,711
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,490/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,028
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,397
−HK$1,388/mo
Today · 4.125%
HK$53,785
baseline
▲ 0.50% · 4.625%
HK$56,620
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,570/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,042
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,740/mo
Today · 4.125%
HK$58,494
baseline
▲ 0.50% · 4.625%
HK$62,053
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,988/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,234
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,876
−HK$1,666/mo
Today · 4.125%
HK$64,542
baseline
▲ 0.50% · 4.625%
HK$67,944
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,084/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,216
−HK$4,026/mo
▼ 0.25% · 3.875%
HK$66,213
−HK$2,029/mo
Today · 4.125%
HK$68,242
baseline
▲ 0.50% · 4.625%
HK$72,395
+HK$4,153/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,484/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,439
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,355
−HK$1,944/mo
Today · 4.125%
HK$75,299
baseline
▲ 0.50% · 4.625%
HK$79,268
+HK$3,969/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,598/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,563
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,131
−HK$2,609/mo
Today · 4.125%
HK$87,740
baseline
▲ 0.50% · 4.625%
HK$93,079
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,480/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,850
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,314
−HK$2,499/mo
Today · 4.125%
HK$96,813
baseline
▲ 0.50% · 4.625%
HK$101,916
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,626/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,540 · Scale 2, in force from 26 Feb 2026)