LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,870
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,297
−HK$1,449/mo
Today · 4.125%
HK$48,746
baseline
▲ 0.50% · 4.625%
HK$51,712
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,492/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,030
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,398
−HK$1,389/mo
Today · 4.125%
HK$53,787
baseline
▲ 0.50% · 4.625%
HK$56,622
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,574/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,044
−HK$3,451/mo
▼ 0.25% · 3.875%
HK$56,756
−HK$1,739/mo
Today · 4.125%
HK$58,495
baseline
▲ 0.50% · 4.625%
HK$62,055
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,990/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,236
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,878
−HK$1,666/mo
Today · 4.125%
HK$64,544
baseline
▲ 0.50% · 4.625%
HK$67,946
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,088/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,218
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,215
−HK$2,030/mo
Today · 4.125%
HK$68,245
baseline
▲ 0.50% · 4.625%
HK$72,397
+HK$4,152/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,490/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,442
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$73,358
−HK$1,943/mo
Today · 4.125%
HK$75,301
baseline
▲ 0.50% · 4.625%
HK$79,271
+HK$3,970/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,602/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,566
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,134
−HK$2,609/mo
Today · 4.125%
HK$87,743
baseline
▲ 0.50% · 4.625%
HK$93,082
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,486/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,853
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,317
−HK$2,499/mo
Today · 4.125%
HK$96,816
baseline
▲ 0.50% · 4.625%
HK$101,919
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,632/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,607 · Scale 2, in force from 26 Feb 2026)