LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,871
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,298
−HK$1,449/mo
Today · 4.125%
HK$48,747
baseline
▲ 0.50% · 4.625%
HK$51,714
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,494/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,031
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,400
−HK$1,388/mo
Today · 4.125%
HK$53,788
baseline
▲ 0.50% · 4.625%
HK$56,623
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,576/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,045
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,757
−HK$1,740/mo
Today · 4.125%
HK$58,497
baseline
▲ 0.50% · 4.625%
HK$62,056
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,994/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,237
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,879
−HK$1,667/mo
Today · 4.125%
HK$64,546
baseline
▲ 0.50% · 4.625%
HK$67,948
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,092/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,219
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,217
−HK$2,029/mo
Today · 4.125%
HK$68,246
baseline
▲ 0.50% · 4.625%
HK$72,399
+HK$4,153/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$136,492/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,443
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,359
−HK$1,944/mo
Today · 4.125%
HK$75,303
baseline
▲ 0.50% · 4.625%
HK$79,272
+HK$3,969/mo
Deposit HK$6.03M · loan HK$14.08M · min. income ≈ HK$150,606/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,568
−HK$5,177/mo
▼ 0.25% · 3.875%
HK$85,136
−HK$2,609/mo
Today · 4.125%
HK$87,745
baseline
▲ 0.50% · 4.625%
HK$93,084
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$175,490/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,856
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,319
−HK$2,499/mo
Today · 4.125%
HK$96,818
baseline
▲ 0.50% · 4.625%
HK$101,922
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.10M · min. income ≈ HK$193,636/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,655 · Scale 2, in force from 26 Feb 2026)