LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,872
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,299
−HK$1,450/mo
Today · 4.125%
HK$48,749
baseline
▲ 0.50% · 4.625%
HK$51,715
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,498/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,032
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,401
−HK$1,388/mo
Today · 4.125%
HK$53,789
baseline
▲ 0.50% · 4.625%
HK$56,625
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,578/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,046
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,739/mo
Today · 4.125%
HK$58,498
baseline
▲ 0.50% · 4.625%
HK$62,058
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,996/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,239
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,881
−HK$1,666/mo
Today · 4.125%
HK$64,547
baseline
▲ 0.50% · 4.625%
HK$67,950
+HK$3,403/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,094/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,221
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,218
−HK$2,030/mo
Today · 4.125%
HK$68,248
baseline
▲ 0.50% · 4.625%
HK$72,401
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,496/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,445
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,361
−HK$1,944/mo
Today · 4.125%
HK$75,305
baseline
▲ 0.50% · 4.625%
HK$79,274
+HK$3,969/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,610/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,570
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,138
−HK$2,610/mo
Today · 4.125%
HK$87,748
baseline
▲ 0.50% · 4.625%
HK$93,087
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,496/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,858
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,322
−HK$2,499/mo
Today · 4.125%
HK$96,821
baseline
▲ 0.50% · 4.625%
HK$101,924
+HK$5,103/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,642/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,706 · Scale 2, in force from 26 Feb 2026)